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can my husbands ex wife take my life insurance left to my husband for my 2 sons, in the event of my death?

Posted in Child Support on 25th May 2014

can my husbands ex wife take my life insurance left to my husband for my 2 sons, in the event of my death?
He is in arrears and is paying on the arrears and child support every month. I was just concerned that she could take my small life insurance amount for herself if it is left in my husband’s name. does anyone know?? I don’t plan on dying anytime soon but I want my children to have something if I do.

Best answer(s):

Answer by Angelina
She can’t take your life insurance, it would be in your name. Don’t worry about it.

Answer by Gee
Probably going to have to ask a lawyer this question (I have the sneaky belief that yes she can). If that is the case you might set up a trust fund.

Answer by bustersmycat
make the children the beneficiaries with your husband as executor until they reach the age of attainment (become officially adult). If it goes to your husband, it is attachable for the arrears.

Answer by Petunia
Leave it to your children and under his care… She can’t touch a dime of it.
I have been threw the same ordeal and I did just that by advice from a Lawyer.

Answer by arklatexrat
You should probably set it up as a trust for your sons and not leave it to your husband. Otherwise, she would probably have a pretty good case to take it.

Why not just help him catch up on the child support payments now? His ex also has children by him that she is concerned about raising. Try and look at this from her perspective—he left her high and dry and you are only concerned about you and yours?

Answer by sunnycamp
i dont know about life insurance but the day he dies you better call the social security office because if the first wive doesn’t remarry she can file for his SS and she will get it you will have to fight it out with the SS office to fix it could take up to a year,i only know this because a woman i once knew did this to her dead exs wife even though they had been divorced for over 20 years

Answer by honey
I would set it up for the children not your husband, that way you can be sure it goes to the children. Ask your insurance agent, he shoukd be able to help.

Answer by Cpt Kirk
Not if your two sons are named as the beneficieraries on the policy and not your husband. You can make him the proctor of the policy which means the boys keep the money but he oversees how they spend it.

Answer by brwneyedgrl
any life insurance policy money for either parent in the case of a death goes to the provider of the person who gets the kids after ur death, as “child support” .. if u dont want them to inherit the money till they reach of age u need to write out a will and have it set up that way. Your x husband if he has a life insurance policy on himself.. until the children reach 18 the kids get the life insurance policy money up to the amount of child support owed until they are of age.. example if he has a 100,000 life insurance policy.. and he owes 60,000 on the children between now and they are 18 then the kids get 60,000 and his wife gets 40,000.